Neighbour and third party claims

Neighbours’ recourse cover covers you as a tenant against your neighbours and third parties if they have suffered the following damage in their home:

– water damage or explosion that started in your home.
– fire that started in your home.

If you suffer loss as a result of the guarantees described above, your student home insurance covers the costs and fees of lawyers, investigations, expert reports and proceedings that you may have to pay.

To benefit from reimbursement of defence costs, you must contact us to obtain our prior written agreement before incurring any expenses. The costs reimbursed will not exceed the ceilings and sub-ceilings of the cover provided in the general terms and conditions of your policy.

This cover does not constitute legal protection cover.