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Home insurance for individuals.
Etudassur, a specialist in student home insurance for over 10 years, has set up a partnership with Leocare so that you can take advantage of a contract that can be tailored to your needs for your flat or room rented from a private individual.
Why choose Leocare home insurance?
Enjoy a fully customized, 100% digital plan, featuring an exclusive option for those under 28 and a standard plan designed to suit every need.
Sign up in just a few clicks: your certificate is issued immediately, giving you peace of mind right away. Choose the flexibility of monthly or annual payments, depending on your needs.
In the event of a claim, everything is designed to make your life easier: file and track your claim easily from your policyholder portal, all on your own.
And because your satisfaction is our priority, enjoy personalized support from a dedicated advisor who is always available to guide you.
Home insurance plans for individuals
Essential
Comfort
Essential
Comfort
Liability Insurance
You are covered for any bodily injury or property damage you may cause to another person.
Defense and appeal
Coverage that protects your rights in the event of a dispute with someone following an accident.
Fire, weather events, and water damage
You are covered for property damage to your home caused by fire, explosion, lightning strikes, weather events (storms, hail), leaks, or water infiltration.
Natural and technological disasters
Your home is covered against property damage caused by natural disasters (floods, earthquakes, etc.) or technological incidents (underground storage of hazardous materials, etc.).
Support
You are entitled to temporary housing in the event of a disaster that renders your home uninhabitable, as well as travel assistance services worldwide for stays of less than 90 days.
Windshield Damage
You are covered in the event of broken glass in your windows, picture windows, and conservatory windows.
Theft and vandalism
You are covered for theft, damage, and destruction of insured property in the event of a break-in, stolen keys, or forged keys.
FAQ
I'm renting an apartment from a private landlord, not in an apartment complex—how should I get insurance?
For housing outside of a listed residence (an apartment rented from a private landlord), Etudassur refers you to its partner, Léocare. You can get a quote online on the Léocare website via the Etudassur link. Etudassur’s standard Hiscox home insurance policy is reserved for listed student housing and housing for young professionals.💡 Léocare (formerly Luko) is a digital insurer tailored to standard housing for both students and young professionals.
What is the difference between homeowners insurance and personal property insurance?
Residence insurance (Hiscox via Etudassur) is designed for listed student/young professional residences, with simple flat-rate plans. Private residence insurance (Léocare) is tailored to standard housing, with rates based on square footage, city, etc. Both provide the essential coverage of a home insurance policy.
I'm moving out of my residence into a standard apartment—does my lease carry over?
No. Your Etudassur residence insurance policy cannot be transferred to private housing. You must cancel your residence insurance policy (through the customer portal, including the move-out inspection report) and purchase a new policy through Léocare for your new apartment.
Who manages my policy if I go through Léocare?
If you sign up through Léocare, your policy is managed by Léocare, not by Etudassur. Claims, certificates, and inquiries are handled through Léocare’s channels. Etudassur acts solely as a referral partner for initial guidance.⚠️ Don’t mix up the contacts: for a Léocare policy, contact Léocare directly; for a Hiscox residence policy, contact Etudassur.
When sharing a private apartment, who is responsible for purchasing insurance?
In a typical shared living arrangement, ideally each roommate takes out their own insurance, or a single policy covers everyone with all roommates listed. This depends on the terms of the lease. Through Léocare, check the options for shared living when getting a quote. Be sure to verify this based on your lease and the policy you’ve purchased.
