Rental liability

Also known as tenant’s liability, this covers you against accidental damage for which you are responsible (except for damage caused intentionally or through your negligence) as a tenant to the property rented to you. This may include material and immaterial damage… – caused to the rented or occupied buildings. – caused to your flatmates and constituting a disturbance of enjoyment. – to your accommodation and that of your flatmates, as well as loss of use of premises occupied by the owner. Your student home insurance also covers damage to property in the event of multiple occupants of the accommodation, when this damage affects the part of the building rented or occupied by the tenants or the owner himself. We also have a specific clause in each of our policies to protect communal areas in “shared” flats. It is not necessary to insure these common areas, which are automatically covered by your policy. The financial consequences of your responsibilities as a tenant are also covered for material and immaterial damage caused to neighbours and third parties.