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Student home insurance for private student residences
- Starting from 58€ / year
Welcome to Etudassur, your trusted ally for home insurance specially designed for students in private residences such as Estudines, Nemea, Kley, and more.
Our tailored offer protects you against unforeseen events, allowing you to fully focus on your studies. Discover the key benefits of our insurance, including essential coverage tailored to your student life.
The real advantages of our student residence home insurance contracts
Loss of key
Misplacing your keys is never an option. Etudassur covers the replacement of your keys and locks, at no extra cost, up to €100. Peace of mind guaranteed, so you can access your home in complete safety.
Bed bug disinsectisation
Etudassur will pay up to €250 to remove bedbugs from your home, ensuring your comfort and well-being.
Bicycle theft
Mobility is essential for a student. If your bike is stolen, we can help alleviate the financial consequences, so you can stay mobile without worry.
24/7 assistance
In the event of an emergency such as a slammed door, a leak in your home, a broken window or a disaster preventing you from accessing your home, we have set up assistance available at all times to help you.
Avoid scams
Avoid scams thanks to the assistance network of craftsmen. If necessary, they will put you in touch with a locksmith, glazier or electrician whose rates are controlled.
Strike guarantee
In the event of a public transport strike during a national exam, we will reimburse you for the cost of taxi or VTC transport.
Home insurance packages from €4.83/month
Essential
from 4,83€ per month
XXL
from 6,08€ per month
XXL + Bike
from 7,21€ per month
Essential
from 4,83€ per month
XXL
from 6,08€ per month
XXL + Bike
from 7,21€ per month
Fire
Water damage
Natural disasters
Climatic events
Rental liability
Private and school civil liability
Stay / Travel
Ice breakage
Neighbour and third party claims
Defence costs
24/7 assistance
Repayment when new
(-2 years)
Repayment when new
(-2 years)
Theft / Vandalism
Theft from the person
Electrical damage
Bed Bug Guarantee
Loss of key guarantee
Strike Guarantee
Bicycle theft cover
Why choose Etudassur student home insurance?
Competitive rates with comprehensive cover
Our XXL package offers extensive protection against fire, water damage, glass breakage, theft and more, with a maximum limit of €7,500 for property damage starting at €70/year.
Etudassur's unique advantages
Civil liability included, including on training courses
Benefit from cover of up to €10 million to protect you against damage caused to third parties or their property during your private life, your studies AND your work placement.
Cover for prolonged absences
Your home remains protected, even when you return home on holiday.
Replacement value
if less than 2 years old for all your furniture
As well as your office equipment and IT equipment, including telephony, up to €2,000 in the event of a claim covered by this policy.
Quick and easy subscription
Taking out our home insurance is simple and can be done in just a few clicks. All you need is your student residence address, the number of rooms in your home and a few minutes of your time.
At last, fair and equitable insurance for students and young workers
(And yes, it does exist!)
Watch the video
At Etudassur, we understand the challenges students face when living in student halls of residence. That’s why we’re committed to providing you with home insurance that not only meets your needs, but also supports you throughout your time at university.
FAQ
Which plan should I choose for a private student residence?
For private housing (Estudines, Nemea, Kley, etc.), Etudassur offers 3 plans: Essential: starting at €4.83/month — basic coverage (fire, DDE, liability), coverage limit of €6,000; XXL: starting at €6.08/month — plus extended glass breakage coverage, theft, lost keys, thumbtacks, electrical damage, coverage limit of €7,500 XXL: starting at €6.08/month — XXL plan plus €300 bicycle theft coverage 💡 The XXL + Bike plan is recommended if you ride a bike daily — it’s the only plan that covers bicycle theft.
Is payment made monthly or annually?
The Etudassur policy requires a single, lump-sum payment at the time of enrollment—no monthly payments, no automatic debits. For private housing, starting at €58 per year (Essential plan). The exact amount is calculated on a pro-rata basis according to the selected term (3, 6, or 12 months). ⚠️ In the event of early cancellation (moving, end of lease), the remaining premium is refunded on a pro-rata basis—unless the premium has already been used up.
Is the loss of keys covered under a private residence policy?
Yes, only with the XXL and XXL + Bike plans. The key loss coverage covers the replacement of keys up to €100, with no deductible, and can be activated only once per contract. In the event of an emergency where you’ve locked yourself out, call assistance at 01.55.98.71.14 before contacting any outside locksmith. ⚠️ The Essential plan does not cover lost keys.
Are bed bugs covered under private home insurance?
Yes, only with the XXL plan, with a maximum coverage of 500€ and a 2-month waiting period starting from the date of enrollment. The coverage includes the services of a certified professional for the treatment and decontamination of your home. It can be activated only once per policy. ⚠️ Not applicable if you report the infestation within the first 2 months of the policy. Not covered: property damage caused by bed bugs.
How Can You Avoid Scams by Locksmiths or Plumbers by Using Assistance Services?
Etudassur Assistance (01.55.98.71.14, 24 hours a day) has a network of certified tradespeople with regulated rates—locksmiths, glaziers, plumbers, and electricians. By calling the assistance service first, you’ll be connected with a professional whose rates are regulated, which protects you from common scams (such as locksmiths charging exorbitant prices). 🚫 Calling a locksmith on your own without going through the assistance service = unreimbursed costs and the risk of being overcharged.
Does my lease also cover the common areas of my shared apartment?
Yes. In the case of a shared apartment, the policy’s coverage is extended to shared areas (shared kitchen, living room, hallway, and bathroom) on a pro-rata basis according to the number of roommates. The number of rooms listed in the policy does not include shared areas—it refers only to your private bedroom. 💡 In a shared living situation, each roommate should ideally have their own home insurance policy.
Is the furniture provided by the residence covered under my contract?
Yes. Etudassur policies include coverage for furniture provided by the landlord—the bed, desk, and other furnishings in your furnished apartment are covered as long as you are responsible for them. This coverage applies in the event of accidental damage to these items for which you are responsible. ⚠️ Damage caused by normal wear and tear or aging is never covered—only a covered accidental event (fire, DDE, etc.) can trigger this coverage.
Will my home still be insured if I go on a long vacation?
Yes—this is a benefit explicitly stated in your Special Conditions: your home remains insured even during a prolonged absence. This coverage includes, among other things, risks such as fire, water damage, or break-ins while you are away. ⚠️ If your home is completely unoccupied for more than 30 consecutive days, certain coverages may be subject to conditions. Review your Special Conditions or contact contact@etudassur.fr if you’ll be away for more than 30 days.
How will I be compensated for my computer equipment in the event of a loss?
Under the Essential and XXL plans, office and computer equipment (computers, phones, tablets) is covered up to €2,000, with compensation based on replacement value if the device is less than 2 years old. Beyond that, a depreciation deduction applies. The device must be less than 10 years old to be covered. ⚠️ If the device is under the manufacturer’s warranty, contact customer service first before filing an insurance claim.
How does the application process work for private student housing?
Signing up on souscription.etudassur.fr takes less than 3 minutes: Enter your address and the name of your residence. Choose the term (3, 6, or 12 months) and the start date. Select your plan (Essential, XXL, or XXL+Bike). Pay securely with a credit card. Receive your home insurance certificate immediately by email. 💡 Have the following information handy: your exact address (including apartment number), the lease start date, and a credit card.
