Home insurance for young workers

Protect Your Future Now

Entering working life is a key moment that deserves protection to match your ambitions. At Etudassur, we understand the challenges and opportunities you face. That’s why we’ve designed an innovative and flexible home insurance policy specially tailored to the needs of young working people. From just €4.58 a month, discover an offer that combines optimum cover, competitive rates and exclusive services.

Why choose Etudassur Home Insurance?

Navigating the complex world of insurance can be intimidating. Etudassur stands out by offering a transparent and reassuring experience. Our home insurance policy for young professionals is the result of listening carefully to your needs: flexibility to adapt to your development, rates adjusted to your budget and unique cover for uncompromising protection.

Life-proof security and peace of mind

Lost keys: one less thing to worry about

Who hasn’t felt panic at the thought of losing their keys? With Etudassur, such a mishap will no longer be a source of stress. We’ll replace your lock quickly, giving you back your peace of mind at no extra cost. It’s the assurance of a secure home, whatever the unexpected.

Bike theft: take to the road with confidence

Your bike is essential to your mobility and freedom. In the event of theft, Etudassur will help you by offering a refund of up to €250, even if the theft occurred far from your home. We make sure that this incident does not interfere with your active daily life.

I would like to be protected

The essentials: Protect your most precious possessions!

 Your IT equipment and telephones are at the heart of your professional and personal life. Etudassur guarantees their replacement in the event of a claim, ensuring that you remain connected and operational. It’s a commitment to a life without interruption, where your equipment is protected against the hazards of everyday life.

Claims management: personalised support

When faced with a claim, you are never alone. As your broker, Etudassur acts as your ally, guiding you through every stage of your claim and its management. Our expertise enables us to effectively defend your interests with insurance companies, ensuring that your rights are always respected. It’s a promise of unfailing support, so you can concentrate on what really matters.

Low rates and flexible packages

At Etudassur, we believe that quality cover should not be a luxury. Our plans are designed to offer the best value for money, with rates starting at €4.58 per month. Explore our options and find the plan that suits you, with the certainty of insurance that grows with you.

Compare packages now

Essential

from 4,83€ per month

XXL

from 6,08€ per month

XXL + Bike

from 7,21€ per month

Essential

from 4,83€ per month

XXL

from 6,08€ per month

XXL + Bike

from 7,21€ per month
Furniture coverage limit
6 000 €
7 500 €
7 500 €

Fire

Water damage

Natural disasters

Climatic events

Rental liability

Private and school civil liability

Stay / Travel

Ice breakage

Neighbour and third party claims

Defence costs

24/7 assistance

Repayment when new
(-2 years)

Repayment when new
(-2 years)

Theft / Vandalism

Theft from the person

Electrical damage

Bed Bug Guarantee

Loss of key guarantee

Strike Guarantee

Bicycle theft cover

Etudassur :
Your trusted broker

Our mission goes beyond simply providing insurance: we’re here to light your way, advise you and support you at every stage of your working life. When you choose Etudassur, you choose a partner who is dedicated to working with you. As a broker, our expertise and independence enable us to negotiate the best terms and conditions for you with insurers.

We analyse market offers in detail to offer you home insurance solutions that precisely meet your needs, without ever compromising on quality or protection. With Etudassur, you benefit from objective, personalised advice, ensuring that your cover is always up to date and tailored to your situation.

So why wait?
Protect your future today

Investing in young professionals’ home insurance with Etudassur means choosing peace of mind for your present and your future. Don’t let the unexpected disrupt your career. With our tailor-made cover, you can be sure of being able to keep moving forward, whatever the circumstances. Discover our offer now and take out insurance to support you at every stage of your life.

FAQ

Who is eligible to purchase young professionals insurance from Etudassur?
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The Young Professionals Residence Insurance is designed for young employees and professionals living in a serviced residence for young professionals (e.g., Kley, Nexity, Studea Jeunes Actifs, etc.). It offers the same coverage as for private student residences, tailored to this specific type of residence. 💡 If you’re still a student but are in a work-study program or a long-term internship, you can choose either the student plan or the young professionals plan, depending on your type of residence.

The “Young Professionals” residence insurance starts at €4.58/month (from €58/year) for the Essential plan. The XXL plan starts at €6.08/month. You can sign up at souscription.etudassur.fr by selecting “Young Professionals Residence.”

Yes. The Privacy Liability Insurance policy includes remote work by default—damages caused to third parties in the course of your professional activities while working from home are covered. To obtain a remote work certificate in your company’s name, generate it from your customer portal by entering the company’s name and address, or send this information to contact@etudassur.fr. 💡 Many employers request this certificate when approving a work-from-home arrangement—it’s available instantly.

✅ If you’re moving to another listed residence for young professionals or students, you can change your residence directly through your customer portal at no cost and without a new contract. If you’re moving to private housing (an apartment rented from a private landlord), your current contract does not cover this type of housing—you’ll need to sign up through Léocare. 💡 Your coverage continues without interruption while you change residences through your customer portal.

Yes. The Personal Liability coverage explicitly includes professional internships organized by your institution, as well as property damage and consequential damages to property entrusted to you during internships—whether paid or unpaid—up to a limit of €300,000. This coverage applies in metropolitan France and worldwide for stays of less than 3 months.

Bicycles are covered only under the XXL + Bike plan (maximum coverage of €300, with no deductible), subject to strict conditions regarding anti-theft devices and storage locations. Electric scooters are not covered by Etudassur policies—this is an explicit exclusion in the General Terms and Conditions. For your scooter, specific insurance is required (legally mandatory for motorized scooters).

Your pet is covered under Personal Liability Insurance for any damage it may cause to third parties—including if it is entrusted to someone free of charge. Veterinary costs to examine your dog if it has bitten a third party are also covered. However, veterinary costs for your pet itself are not covered. ⚠️ Category 1 and 2 dogs (Staffordshire, Rottweiler, etc.) are excluded from Personal Liability coverage.

Yes. With the XXL plan, glass breakage is covered under the extended coverage option with a €0 deductible. This covers not only windows and glass panes, but also glass incorporated into furniture, aquariums, and glass-ceramic cooktops. With the Essential plan, glass breakage is not included for private residences and young professionals. 💡 A €0 deductible means you’ll be reimbursed for the full cost of the claim with no out-of-pocket expenses.

The Strike Coverage (€50 for taxis/private hire vehicles) is included in the XXL plan. It applies specifically to national exams and official competitive exams. If you are enrolled in a work-study program or continuing education program that includes official exams, you are eligible for this coverage. It does not apply to trips to work (business use is not covered under the Personal Liability coverage).

Yes, that is precisely what Tenant Liability Insurance covers. If you cause water damage to the neighbor below, a fire that spreads, or any other property damage resulting from a covered incident, your policy will cover the repairs at the neighbor’s home up to €300,000 for claims by neighbors and third parties. 💡 As soon as a neighbor is involved in an incident, it’s essential to complete a DDE or fire accident report signed by both parties to facilitate the claims process.

Over 100,000 students and young professionals insured

CROUS

In CROUS housing, home insurance is mandatory for all student tenants (Article 7-g of the Law of July 6, 1989). Proof of insurance is required before the keys are handed over.

Private residence

Like any tenant, students living in private housing must take out home insurance, in accordance with Article 7-g of the law of July 6, 1989, and provide proof of coverage upon moving in.

Young worker

Home insurance is a legal requirement for young working tenants (Law of July 6, 1989, Article 7-g). Your landlord may require proof of coverage each year.